A: In many cases, you can pursue claims against both. The driver’s personal insurance may cover certain damages, but the rideshare company’s commercial insurance typically applies if the driver was actively using the app. The experienced lawyers of Murphy Law Firm can evaluate your case and determine the most favorable approach to maximize your compensation.
Prairieville Rideshare Accident Lawyer
Prairieville Rideshare Accident Attorney
The convenience of rideshare services like Uber and Lyft may have transformed the way we travel. However, a routine trip can sometimes turn into a traumatic accident. If you have been injured in a rideshare accident in Prairieville, you might feel overwhelmed by questions and uncertainty. Navigating the complex legalities of rideshare liability can be daunting, and that’s why you need a skilled Prairieville rideshare accident lawyer.
At Murphy Law Firm, our experienced personal injury attorneys team understand the intricacies of these cases. We are dedicated to helping clients pursue the justice—and compensation—they deserve.
Injuries From Rideshare Accidents: More Than Physical Harm
Rideshare accidents can result in a wide range of injuries, from minor scrapes to catastrophic, life-altering conditions. Common injuries include whiplash, broken bones, spinal damage, and traumatic brain injuries. These physical impacts are often accompanied by emotional trauma and financial stress.
Imagine dealing with mounting medical bills while being unable to work, all while insurance companies try to minimize your claim. That’s the harsh reality for many rideshare accident victims.
Our attorneys can alleviate this burden by pursuing compensation not only for medical expenses but also for lost wages, emotional distress, and diminished quality of life.
The Complexities of Rideshare Accidents
Unlike standard car accidents, rideshare accidents often involve multiple layers of liability. Sometimes, the rideshare company is responsible, and its insurance policy covers your injuries. In other cases, the driver’s personal insurance applies. Companies like Uber and Lyft operate under unique legal frameworks, and their liability policies vary, depending on whether the driver was actively transporting a passenger or waiting for a ride request.
For example, if a driver is “off duty,” their personal insurance might apply. However, if they’re logged into the rideshare app and actively working, the company’s commercial policy often applies. Navigating these distinctions requires a deep understanding of both insurance law and the rideshare industry’s practices. Without experienced legal guidance, it is easy to become confused by the fine print.
Insurance Companies and Their Tactics
When dealing with rideshare accidents, you’re often up against large corporations with extensive legal teams and financial resources. Rideshare companies like Uber and Lyft want to protect their profits by minimizing payouts, and their insurance providers are no different. It’s not uncommon for victims to be initially offered a lowball settlement with the hope that they accept it out of desperation.
At Murphy Law Firm, our experienced attorneys understand these tactics and know how to counter them. By aggressively negotiating and presenting compelling evidence, our lawyers can prevent you from being pressured into accepting an offer that doesn’t reflect the true value of your claim.
Steps to Take After a Rideshare Accident
In the immediate aftermath of a rideshare accident (Uber or Lyft), your actions can have a significant impact on your case. First, seek medical attention, even if you feel fine at the moment. Some injuries, like whiplash or concussions, may not manifest symptoms until hours or days later, and an up-to-date medical record can provide crucial evidence linking your injuries to the accident.
Next, document everything. Take photos of the accident scene, your injuries, and any vehicle damage. Obtain contact information from the rideshare driver, other involved parties, and witnesses. Finally, avoid making any statements to insurance adjusters without first consulting an attorney. Anything you say can be used to undermine your claim. Also sometimes car accident injuries can show up late so it is very important to get medical attention and legal advice on time.
Why Local Knowledge Matters
With deep roots in Louisiana, Murphy Law Firm has a unique advantage when handling rideshare accident cases. We understand the nuances of state and parish laws, from comparative fault rules to the specific requirements for filing a personal injury claim. Our local presence in Prairieville, LA and in the near by areas also allows us to build personal relationships with clients, as we understand their needs and priorities.
FAQs
Q: What Happens If the Rideshare Driver Wasn’t at Fault?
A: The rideshare driver isn’t at fault if another driver caused the accident. When this occurs, the insurance of the at-fault driver typically becomes the primary source of compensation. However, if the at-fault driver is uninsured or underinsured, the rideshare company’s policy may provide additional coverage. Our attorneys can investigate the circumstances and identify all potential sources of recovery.
Q: Are Rideshare Passengers Automatically Covered by the Company’s Insurance?
A: Generally, passengers injured during a rideshare trip are covered by the company’s commercial liability insurance. This policy often includes coverage for medical expenses, lost wages, and pain and suffering. However, securing fair compensation may require legal action, as insurance companies often attempt to limit payouts. At Murphy Law Firm, we can review your case and evaluate the most favorable route to maximize your compensation.
Q: What If I Wasn’t Wearing a Seatbelt During the Accident?
A: Not wearing a seatbelt can complicate your case, as the defense may argue that your injuries were partly due to your own negligence. However, Louisiana’s comparative fault rules may still allow you to recover damages, though they may be reduced. Comparative fault allows those who are partially responsible to claim a percentage of the awarded compensation. Our lawyers can build a case that accounts for these factors and minimizes their impact.
Contact the Murphy Law Firm Team of Rideshare Accident Lawyers in Prairieville
No two rideshare accident cases are alike, and each one involves specific challenges, whether it’s proving liability, calculating damages, or navigating insurance negotiations. At Murphy Law Firm, we are committed to helping you secure the compensation you need. While legal battles can be complex, our goal is to simplify the process and focus on what matters most: your recovery.
If you or a loved one was involved in a rideshare accident, don’t delay. The team at Murphy Law Firm is ready to fight for your rights and the financial stability that you deserve.
Schedule a consultation by contacting our firm today.
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