After a car accident or other type of event that causes injury or property damage, you may be suffering from mental and, or physical distress. In personal injury cases this distress is known as pain and suffering. Pain and suffering differs from medical expenses, lost wages, and property damages, in that they are hard to set a monetary value to. Pain and suffering claims are more intangible than a medical bill or a week out of work. It can be hard to prove how much a pain and suffering claim is worth. If you’ve been hurt in a car accident, it is always best to consult with a personal injury attorney, especially if you want to make a pain and suffering claim. However, as ill advised as it might be, you can proceed without the help of a personal injury lawyer. If you’re trying to make a pain and suffering claim without the aid of an experienced injury attorney, this is what the process will look like.
How to Make a Pain and Suffering Claim Without an Injury Attorney
The first step in making a pain and suffering claim is to send the insurance company a demand letter. A demand letter spells out your injury claim and lists the damages you have incurred. Within the demand letter, you need to discuss your pain and suffering as a result of the accident or injury event and support it with evidence.
First, you need to show how you calculated the value of your pain and suffering claim. The best way to go about doing this is to explain how your life has been altered as a result of the accident you were involved in. Show how your pain and suffering has impacted and changed your life on a daily basis. Write about the seriousness of your injury, whether or not you have been permanently scarred or disfigured, how long it will take you, or took you, to recover, if there will be future complications as a result of your injury, and socio-economic factors at play in your life. Once you have made your case for your pain and suffering claim, you need to back up your claims with evidence and documents.
The most important documents that you will need to acquire to use as evidence in your pain and suffering claim are the police report of your accident, your medical records including costs, and any witness statements that were taken. If you were able to get photos of your injuries, the accident, and other important facets of your case, you will want to use these as evidence too. If you’re going to make a pain and suffering claim without a personal injury attorney, you need to collect all of this evidence yourself. Do not let the insurance company collect the evidence for you. If they collect these documents on your behalf, they will choose which ones are important to your claim. You need them to consider all of the evidence. That means collecting it for yourself and attaching it to your demand letter.
Evidence is the most important aspect of a pain and suffering claim. If you don’t have any evidence showing your pain and suffering, insurance companies, judges, and juries will not award you for these damages. It can be hard to obtain all of the evidence you need to make your pain and suffering claim. Hiring a personal injury lawyer not only makes this process easier, but it also increases your chances of recovering compensation for your claim.
5 Reasons Why You Should Seek Legal Help for Your Pain and Suffering Claim
As we have already illustrated, there are a lot of steps that need to be taken just to send a demand letter to the insurance company. How will you navigate the complex legal waters of a pain and suffering claim after you’ve been injured in an accident and your life has been turned upside down? You should always hire a personal injury attorney after you have been hurt in an accident. Below are five good reasons:
- Lawyers have a staff of people to help them collect all documents and evidence
- They can accurately gauge how much your pain and suffering claim is worth
- Attorneys can help you negotiate with insurance companies, and represent your best interests
- An attorney can hold the insurance companies responsible by taking them to trial if a fair settlement is not offered
- They are professionals who do this work everyday, you are not, and the law is complicated
You can try and make a pain and suffering claim on your own. The insurance company will probably offer you some money just to make your case go away, but they have no reason to give you full compensation for your pain and suffering claim if you don’t have legal representation and there is no threat of a personal injury trial.
Murphy Law Firm, Experienced Personal Injury Lawyers
If you’ve been hurt in an accident, get help from Murphy Law Firm. Our team of personal injury lawyers has over 150 years of combined litigation experience. We prepare every case for trial. Don’t settle for a settlement mill! Get a free consultation today with a personal injury attorney and discuss the details of your case. Call (225) 928-8800 to get in touch with the experienced trial attorneys at Murphy Law Firm.