The 5 Most Common Types of Car Accident Injuries

Car accidents involve a lot of force even at low speeds of impact. In some cases the injuries you sustain in a car accident can affect you for the rest of your life. Due to the nature of car accidents there are five common types of injuries that generally occur. This is by no means an exhaustive list, and your injuries might be different than the ones described below. If you have been hurt in a car accident seek medical attention as soon as you possibly can to start a medical record of your injuries. After seeing a doctor, find a car accident lawyer to help you recover compensation for your medical bills, lost wages, and more. Learn more about the five most common types of car accident injuries below. 

1. Soft Tissue Injuries 

Soft tissue refers to the body’s muscles, ligaments, and tendons. This is the connective tissue of the body, and when car accidents cause injuries, injuries to the body’s connective tissues are the most common. Soft tissue injuries take many different forms, one of the more common soft tissue injuries associated with car accidents is whiplash. Whiplash occurs when the neck and head are snapped quickly, often violently in one or many directions. This type of injury is caused by a sudden stretching of the ligaments and muscles in the neck. Soft tissue injuries to the mid and lower portions of the back are also very common injuries too. Although soft tissue injuries may not sound like much on the surface, these car accident injuries can linger and cause serious pain and discomfort. Sometimes these soft tissue injuries can lead to lasting pain and damage. 

2. Cuts

Surprisingly, cuts, scrapes, scratches, and more, are only the second most common car accident injury. When cars crash and collide everything in your car from your phone, your drink, cd cases, and other items become flying projectiles that can cut or puncture your skin. Not to mention the possibility that there could be broken glass flying through the air too. When all of these things go flying, there is a good chance you could be hit and cut by one of them. Some cuts may be superficial and require little to no treatment, and other cuts may be deeper and require medical attention and stitches. 

3. Head Injuries 

Sudden stops and impacts causes the neck and head to jerk quickly in unexpected directions as we have already discussed. In these situations your head can make an impact with a number of different surfaces, the window, the dashboard, or the steering wheel. Brain injuries can be very serious and leave lasting brain damage. Closed brain injuries occur when the fluid and tissue inside the skull is damaged by sudden impact. One of the more common and less severe closed head brain injuries is a concussion, but this is still a serious injury that needs to be evaluated by a medical professional. Other head injuries that may occur as a result of a car accident include head bruising, and cuts or lacerations to the head that may require stitches and other medical attention. 

4. Chest Injuries  

Chest injuries are common with car accidents because of the way we sit when we drive or ride in a car. It is very common to see chest bruises in car accident victims. In more serious cases there may be broken ribs and other internal injuries as a result of the car crash. Driver’s generally get the worst chest injuries because of the steering wheel. When they are thrown forward, their chest impacts the steering wheel. However, even passengers in a car accident can experience severe chest bruising as a result of their seatbelt. 

5. Injuries to the Arms and Legs

Finally, injuries to the arms and legs are common in car accidents, and depending on what type of car accident you are involved in may be more or less severe. Just like the head and neck, the impact of a car accident causes the arms and legs to be thrown in unexpected directions. You could bang your knees on the dashboard, or your arms on the side windows or door. If you are hit from the side your arms and legs could be pinned. Arm and leg injuries could be as minor as a few scrapes, cuts, and bruises, or even more serious like a broken bone. 

Baton Rouge Car Accident Lawyers 

If you’ve been hurt in a car accident, you need help recovering fair compensation for your injuries. The car accident attorneys at Murphy Law Firm have over 150 years of combined litigation experience. The insurance companies know that we prepare every case for trial, and that Murphy Law Firm is not a settlement mill. Get a personal injury attorney with trial experience if you want to recover what is fair. Make sure you seek medical attention after your car accident. If you were hurt in a car accident, call Murphy Law Firm today at (225) 928-8800 to set up a FREE consultation to discuss your injuries and your case with an experienced car accident lawyer!

I was In an Car Accident While in an Uber/Lyft, What do I do?

Rideshare services like Uber and Lyft have become extremely popular across the country, and even right here in Louisiana plenty of people use Uber and Lyft as transportation on a daily basis. But, just like any mode of transportation accidents are bound to happen, and when they do, you need to know what to do. If you were in a car accident while riding in an Uber, Lyft, or other rideshare, here is what you need to do following an accident. 

Get Everyone’s Information and Gather Evidence 

Obviously, your first priority needs to be ensuring that everyone is safe and that the authorities and emergency services are called to the scene. Once you are sure everyone is safe, including yourself, you need to gather the information of everyone involved in the car accident. You need to get the driver’s names, their insurance information, and the names and contact information for any other witnesses at the scene. 

You also should try and take pictures of the accident with your phone if you are able to. Try to capture the state of all vehicles involved in the crash, especially your Uber or Lyft, the road conditions, and any other evidence that may be relevant to the car accident such as a low hanging limb blocking a street sign or a traffic light that is not working, etc. Evidence that is collected on the scene usually is very valuable later in the legal proceedings, but if you are unable to collect this evidence at the scene, do not fret. Your personal injury attorney will have a team on their staff that specializes in investigating car accidents and collecting evidence so that they can try and reconstruct what happened, and who is to blame for the accident. 

Document Your Injuries and Seek Medical Attention

Injuries that occur as a result of a car accident do not always show themselves right away. It could be days or weeks later when you start to feel pain from your car accident. The best steps you can take after you were involved in a car accident is to thoroughly document your injuries and seek medical attention. Cuts, bruises, etc heal over time, and it is important to show their true extent. Take pictures of your injuries frequently to document the recovery time and their seriousness. 

If you are in pain, or have cuts and bruises, seek medical attention after a car accident. It is important to have your doctor examine your injuries not only for your health, but also for your personal injury case. If you want to recover compensation for your injuries, you need medical records that detail the extent and costs of your injuries as a result of the car accident. It is important to note that your injuries may not fully present themselves for a couple weeks. If you’ve seen a doctor regarding your car accident, and then you start to feel new pains, you need to go back to your doctor and get examined again. Injuries like whiplash might not show up the first time you see your doctor, and this injury could have a big effect on you for years to come. 

Do Not Speak With Insurance Adjusters or Uber/Lyft Representatives 

If you were hurt while riding in a rideshare, you may get contacted by Uber or Lyft, or the insurance companies for the drivers involved in the car accident. Do not give any one of these parties a statement regarding the accident you were involved in or the state of your injuries until you speak with a personal injury attorney. They may even offer you money to sign away your right to a lawsuit. Like we said previously, car accident injuries can take days or even weeks to fully present themselves. Do not sign away your rights and take quick cash before you know the true extent of your injuries. 

Can I Sue Uber or Lyft for My Accident?

Since Uber and Lyft drivers are technically classified as independent contractors, suing Uber or Lyft directly is usually not an option. The good news is that both Uber and Lyft have 1 million dollar liability coverage on their rides so you won’t need to sue either company in most cases to get the compensation you deserve for your injuries and damages. 

Hire a Baton Rouge Car Accident Attorney

If you’ve been hurt while riding in an Uber or Lyft, you need to hire a Baton Rouge car accident attorney with trial experience. Having a car accident lawyer on your side will not only help you deal with the insurance companies as you pursue fair compensation for your injuries and damages, but when you hire a personal injury lawyer to represent you, you increase your chances of getting a favorable settlement or decision at trial. You can’t do this alone. After your car accident, seek legal help as soon as you can. It will be a big help to your case. 

Murphy Law Firm has a team of personal injury attorneys with over 150 years of combined litigation experience. We have handled car accidents involving Uber and Lyft, and all of our injury lawyers are prepared to take a case to trial if that is what it takes to get our clients fair compensation. Other lawyers will only focus on settling your case as quickly as they can, but at Murphy Law Firm we focus on getting you the compensation that you will need to recover. Contact our team today to set up a FREE consultation with a car accident attorney. Call (225) 928-8800 to speak with an attorney about your case today!

Can I Still File a Car Accident Lawsuit if the Police Report Says I’m at Fault?

Car accidents happen quickly. In the aftermath of these wrecks it can be hard to sort out all of the information and accurately assign fault at the scene. Police officers at the scene of a car wreck are a lot more concerned with everyone’s safety and clearing the road so that normal traffic conditions can resume than they are at seriously investigating a car crash and assigning fault for it. They want to get their paperwork filled out and the street cleared so that they can go back to doing their other duties. 

Sometimes police officers make mistakes in their reports. You might have been assigned fault for a car accident that you were involved in, but you don’t think it was your fault. You may be wondering if you can still file a car accident lawsuit to recover compensation for damages and injuries if the police report lists you as the at fault driver, and the answer is yes. Let’s take a closer look at factors you should consider.

Contradictory Evidence 

Police reports are a valuable piece of evidence, but they are not the end all be all in car accident cases. Judges and juries know that police work really hard, and sometimes their reports aren’t completely accurate. If you have compelling evidence that contradicts aspects of the police report, this evidence could outweigh the evidence of the police report in your personal injury trial. After your car accident, it is important to try to gather as much evidence as you can if you are able to. All of this evidence will help you later. Additionally, it is important to seek legal counsel as soon as you can following your car accident. Your personal injury lawyer has a team of people that can help them further investigate your accident, gather additional evidence, and get witness statements. If enough evidence was found to contradict the police report, then the police report will not have a huge effect on your car accident case. 

Comparative Negligence 

Louisiana is a pure comparative fault state. What does this mean in car accident cases? It means that the amount of compensation that you can recover for damages is reduced by the percentage of fault assigned to you by a judge or jury. For example, if you are in a car accident and it is found that you are 50 percent to blame for it, you can only recover 50 percent of the compensation for the damages you incurred. 

Even if you are the at fault driver in the police report you can still recover compensation for your injuries and damages in the state of Louisiana. You need to hire a car accident attorney to help you fight your case. A good car accident lawyer will gather evidence and fight for you in court, to try and reduce the percentage of fault you are assigned for the car accident. Remember, it is almost impossible to accurately dole out fault by any mathematical principles. Judges and juries, will ultimately, make the final determination on the percentage of fault assigned to each driver. Therefore, it is important to have a car accident lawyer with trial experience on your side so that you have the best shot at a favorable outcome. 

In Louisiana, you can be 90 percent at fault for a car accident and still recover ten percent of the compensation for your damages. Don’t give up just because the initial police report assigns fault to you. The first thing you need to do is hire a good personal injury attorney and tell them about your car accident. If there is a possibility for you to recover compensation for your injuries and damages, they will help you find a way to try and do so. 

Baton Rouge Car Accident Attorneys

If you’ve been hurt in a car accident, seek legal help from the experienced car accident attorneys at Murphy Law Firm. Our team of personal injury lawyers has over 150 years of combined litigation experience, and a reputation with insurance companies that we will take our cases to trial if that is what it takes to get our clients the compensation that they deserve.Don’t settle for a settlement mill! Hire a car accident lawyer who will take your case to trial and has the trial experience necessary to help you win. Call Murphy Law Firm today at (225) 928-8800 to set up a FREE consultation to discuss your car accident with a personal injury attorney.

7 Ways Insurance Companies Try to Fool Car Accident Victims: The True Nature of Insurance

The time immediately after a car accident, or any accident that causes injuries, can be chaotic to say the least. Not only are you dealing with your health and the injuries you have sustained, but most likely, you will soon be dealing with a complicated legal situation that many people find confusing. Insurance companies use the chaos in the aftermath of a car accident to try and trick victims and reduce their ability to recover compensation. Remember, insurance companies do not make money when they pay out claims. Insurance companies make money by not paying the full value of injury claims, and they will try a number of different tactics to reduce your injury claim and protect their profits. Read below to learn about seven of the most common tactics insurance companies use against car accident victims. 

1. They Make Contact Quickly 

Immediately following your car accident a claims adjuster or representative from the insurance company is going to try and make contact with you. They may call you while you are in the hospital. It is not unheard of for them to actually show up at the site of your accident and try to talk to you. Why do they respond so quickly? Because they know that people are in a vulnerable state in the aftermath of an accident. They know that there is a good chance that you don’t have legal representation yet, and they know that more times than not, if they can talk to you quickly, you will say something that they can use to reduce your injury claim. You are not obligated to talk to anyone from the insurance company especially while you are in the hospital or at the scene of a car accident. 

2. They Try to Be Your Buddy

People are comfortable talking to their friends and people they trust. Insurance adjusters will try to be as friendly as possible when talking with you. They are trained to get close to you and foster a sense of friendship so you will talk to them. Insurance adjusters will ask how you are doing, and seem concerned for you and your injuries. They are not concerned. All they want is for you to say something that they can use to reduce your injury claim. 

3. They Will Twist Your Words

A common theme so far has been communication and language. The best bet for insurance companies is to use your own words against you. Insurance adjusters are trained to not admit fault for their covered drivers, and to seek ways to get you to claim responsibility for all or some of the accident and your injuries. One common trick insurance companies use against injured victims is to twist the meaning of their words. They will call you and act very friendly. Part of most normal conversations is the question, “How are you doing?” Typically, people just respond with, “I’m doing fine.” Insurance companies will try to twist this innocuous conversation into meaning that your injuries are not as bad as you claim or not as serious as first thought. Be careful. There are a number of different common variations to this question and response. Most of us have conversations that include some variation of it at least once a day, and our responses are generally automatic. 

4. They Will Demand a Recorded Statement

The insurance company will probably tell you that you need to make a recorded statement in order for your claim to be processed and paid. THIS IS NOT TRUE! You are under no obligation to give a recorded statement to the insurance adjuster. You may have to speak with your insurance company depending on what your policy says, but you never have to give the other driver’s insurance company any type of recorded statement. They will use your recorded statement against you. They will slip in innocent seeming questions during the course of your statement that are designed to get you to admit partial fault. There is no reason to ever give the other insurance company a recorded statement about your accident. Even when speaking with your insurance company it is in your best interest to obtain legal representation

5. They Will Make Settling Seem Urgent

In the state of Louisiana, you have one year from the time of your car accident to file a lawsuit to protect your rights. Insurance companies will give you the idea that you need to settle quickly or else you will get nothing for your injuries and damages. They may even offer you money in the direct aftermath of your accident if you sign away your rights to a lawsuit. Don’t be fooled! The insurance company is trying to protect their bottom line. If they are offering you money to settle quickly, before you have had a chance to discuss your case with a personal injury lawyer, your car accident case is likely worth far more than what the insurance company is offering you. 

6. They Try to Get a Broad Release of Your Medical Records

Your injuries as a result of the car accident are pertinent to your injury claim. Giving insurance companies access to your medical records directly tied to the treatment of your injuries resulting from the accident is fine. However, insurance companies will try and get you to sign a broad release of your medical records, and you may think that this is no big deal. Insurance companies want to get a broad release of your medical records so that they can use your past medical history in an attempt to show that some of your injuries were pre-existing conditions. Giving insurance companies a broad release of your medical records will only work against you. Give them nothing more than the medical records associated with your accident and the treatment of your injuries. 

7. They Will Look at Your Social Media Accounts

After a car accident insurance companies will look into your social media accounts and activities to see if you have posted anything about your accident. Anything that you post on social media regarding your accident can be used against you by insurance companies looking to reduce your injury and damage claims. The best advice we can offer you is to not post anything regarding your car accident to social media. Remember, insurance adjusters are experts at twisting your words in an effort to reduce your claims. They will stop at nothing to protect their bottom line. 

Hire an Experienced Car Accident Attorney 

It should be clear by now that your best bet in the aftermath of a car accident is to hire a car accident lawyer. Insurance companies will tell you that you don’t need one. They will tell you that a lawyer will only cost you money and time, but this is not true. Insurance companies don’t want you to hire a personal injury lawyer. They know if you do that you are likely to get more money for your injury and damage claims.

Murphy Law Firm fights for injured victims. We have over 150 years of combined litigation experience, and we are all too familiar with the dirty tricks insurance companies try to put over on injured victims. Call us today at (225) 928-8800 to speak with a personal injury attorney and set up a FREE consultation for your car accident. Don’t be a victim twice!

What To Do After A Car Accident

What To Do After A Car Accident?

Recognizing what to do after a car accident can lead to feeling frustrated and blindsided. You may be disoriented and dazed yet these initial moments after an accident is crucial for both parties involved. Being aware of what to expect physically after a car accident can help you identify any injuries you may have sustained. In the aftermath of a car wreck, the most important component is the safety of everyone affected. Before anything else, make sure that everyone is safe and call for medical assistance if it is needed. Next, call the police. An official police report is often necessary when there are damages involved in a car accident and you want to recover compensation from an insurance company. Once you have ensured everyone’s safety and called the proper authorities, follow these steps after a car accident to ensure you get all of the information possible and preserve important evidence. 

Exchange Information with Other Drivers 

Following a car accident it is important to speak with the other drivers involved, if you can, and get their name, phone number, and insurance information. Sometimes the driver of the car will not be the registered owner of the car. If this is the case, also get the name, phone number, and insurance information of the registered owner as well. Note the make and model of their car and the license plate number. Try to find out if any of the cars involved in your accident are company owned cars. Note any damages that pre-existed the car accident if you can. In some cases in the direct aftermath of a car wreck, somebody will take blame for the accident. If someone claims the accident was their fault, make note of this.

Take Pictures 

Preserving evidence is valuable in car accident cases, and now that everyone always has a camera in their pocket it has never been easier to take pictures at the scene of an accident. Get as many pictures as possible. Document the damages, if any, to all involved vehicles, and the scene of the crash including skid marks, street signs, and any other pertinent factors that could have led to the car accident. Take as many pictures as you possibly can after a car accident. When you hire a car accident lawyer, they can sift through all of the pictures you took and find the ones that are valuable pieces of evidence. 

Contact Your Insurance Policy Carrier 

Once things have calmed down a bit, don’t forget to contact your insurance carrier to notify them of the accident. A lot of insurance companies require policy holders to contact them within a certain amount of time after their accident. Failure to notify your insurance company of an accident could lead to your claim being denied. If you are anxious that your insurance company will give you a hard time, contact a personal injury lawyer first, and they can help you deal with your insurance company. 

While it is important to get in touch with your insurance company following a car accident, DO NOT give a statement or sign any paperwork from the other driver’s insurance companies until you have spoken to a car accident attorney first. Don’t even answer questions about the accident from these insurance representatives until you have spoken to a personal injury attorney first. Anything you say to the insurance company will be recorded and can possibly be used against you to minimize your claim. If you are contacted by the other driver’s insurance company, decline to make a statement or answer questions until you have gotten legal advice from an attorney. Be careful, sometimes these insurance companies will offer you quick money if you sign away your rights to file a lawsuit. DO NOT take money or sign any paperwork until you have legal representation. 

What Should I do if I was Injured in a Car Accident

If you were injured in a car accident and taken to the emergency room, your injuries will be thoroughly documented. However, you may be hurt in a car accident and not taken to the emergency room. It is important that you document all of your injuries after a car accident, take pictures of bruises, cuts, etc, and seek medical attention as soon as you possibly can so that there is an official medical record. Whiplash and other injuries associated with car accidents can present symptoms after the fact. It is important to notify your doctor of any symptoms no matter how small they may be after you are injured in a car accident. The sooner you can get your injuries documented by a medical professional and treated, the better chance you will have of getting compensation for them. 

Murphy Law Firm, Car Accident Attorneys with Trial Experience

If you’ve been hurt in a car accident, you need a car accident lawyer with real trial experience. Don’t settle for a settlement mill! The personal injury attorneys at Murphy Law Firm have over 150 years of combined litigation experience. We prepare every single case with the expectation that it could go to trial if that is what it takes to secure our clients fair compensation. Don’t be a victim twice. Contact Murphy Law Firm for a free consultation at (225) 928-8800.

Louisiana Laws Regarding Fault in Car Accident Cases

In the State of Louisiana, like most states, insurance companies and courts follow a fault-based system to determine who is financially responsible for injuries, damages, etc in car accident cases. However, Louisiana is one of only 13 states in the country that also practices “pure comparative fault,” also known as, “pure comparative negligence,” in deciding the amount of damages that can be recovered. 

What is Pure Comparative Negligence? 

In some car accident cases it is easy to assign fault to one driver or another, but in a lot of car wrecks this is not the case and both of the drivers may carry some portion of the blame. In Louisiana, the pure comparative negligence laws dictate that any damages that injured victims seek be reduced by the amount of fault they are found to be in. Here is an example; Driver A was hurt in a car accident with Driver B. Driver A is seeking 100,000 dollars in damages and injuries. The jury in the case finds Driver A to be 25 percent responsible for the car accident with Driver B. In this case Driver A’s recovery would be reduced by 25 percent. If the jury decided to award Driver A 100,000 dollars for injuries and damages in this case, Driver A would only receive 75,000 dollars. 

In Louisiana, you can file suit and recover damages for your injuries even if you are 99 percent to blame for the car accident that caused your injuries. Judges and juries are bound by comparative fault laws, and adjusters for insurance companies use these laws as guidelines for settlement negotiations. 

Hire a Personal Injury Attorney to Handle Your Car Accident

Assigning fault for a car accident is not an exact science. At the end of the day it is up to judges, juries, and claims adjusters to determine who is at fault and to what degree. In order to protect your interests you should hire a personal injury lawyer. The amount of fault assigned to you in your car wreck case, if any, will come down to how persuasive your attorney can be using all available evidence. The difference between getting fair compensation for the injuries and damages you sustained, and not sometimes comes down to the car accident attorney that you hire. If you choose to hire an attorney with little to no actual trial experience, you probably won’t recover the compensation that you deserve. Don’t settle for a settlement mill. Hire personal injury attorneys who prepare for trial. 

Murphy Law Firm has Trial Experience

The team of personal injury attorneys at Murphy Law Firm have over 150 years of combined litigation experience. We prepare every single one of our cases for the possibility of a trial if that is what it takes to get our clients fair compensation for their injuries. Don’t be a victim twice! If you’ve been hurt in a car accident get help from Peyton Murphy. Call (225) 928-8800 today to speak with a personal injury lawyer about your case. 

Louisiana Passes Tort Reform Bill HB 57

This year’s first attempt to pass a tort reform bill, SB 418, The Omnibus Premium Reduction Act of 2020, failed when it was vetoed by Governor John Bel Edwards. Despite having a veto proof majority in support of SB 418 prior to the Governor’s veto, support for the bill fell apart after Edwards vetoed the bill. In a special legislative session Louisiana lawmakers were able to pass HB 57 known as The Civil Justice Reform Act of 2020. We have already written extensively on SB 418 and how it would affect injured victims. This blog will explore the differences between SB 418 and HB 57 and how car accident victims are affected by the changes.

Statute of Limitations (Prescription)

The original bill, SB 418, sought to increase the statute of limitations from one year to two years. The thought behind this, which was supported by both sides, was that if given more time car accident victims and insurance companies could reach fair settlement terms before going to court. Since the statute of limitations is only one year, a lot of lawsuits are filed just to protect an injured victim’s rights when they may have otherwise been able to reach a fair settlement. HB 57 does not make any changes to the statute of limitations for injury cases in Louisiana. Under this law the one year prescription period will remain the same. 

Jury Threshold 

Currently, all car and truck accident cases seeking less than 50,000 dollars in damages are heard by a judge in Louisiana. SB 418 sought to lower the threshold for a case to be argued in front of a jury from 50,000 to 5,000 dollars. Governor Edwards wanted the jury threshold figure to be 25,000 dollars, but lawmakers reached a compromise and HB 57 sets the jury threshold at 10,000 dollars. Car accident victims who hire settlement mill law firms or personal injury lawyers with little to no trial experience will suffer the most as a result of these changes. However, since more car accident cases will be tried in front of juries, the legal process for injured victims will most likely move slower and take longer to resolve. This means car accident victims could be waiting to get the compensation they need to cover their medical bills, property damage, lost wages, and more. 

Collateral Source

This part of the legislation was the most hotly contested. In SB 418, the law limited financial recovery for medical bills to what was actually paid by insurance. Opponents claimed that this left injured victims the responsibility to pay for medical services that insurance didn’t cover even when they were not at fault in the accident. HB 57 limits the amount of medical damages to the amount actually paid, but after the verdict, allows a judge to review the difference between what was actually billed and what was paid and either award up to 40 percent of the difference or decrease the award for medical damages. This will hurt injured victims in the long run and limit their ability to receive fair compensation for their injuries and medical bills. 

Seatbelt Use

Currently, judges and juries are forbidden to use the fact that a seatbelt was not worn at the time of a car accident to reduce damages received by an injured victim. SB 418 and HB 57 both proposed to change this aspect of the law. Now if an injured victim was not wearing a seatbelt, this evidence can be used to reduce the amount of damages they receive in court. Proponents of the measure say that people should not be rewarded for failing to wear a seatbelt. Opponents argue that in some cases it will be difficult, if not impossible, to tell which injuries resulted from not wearing a seatbelt. 

Naming the Insurer

SB 418 sought to shield insurance companies during car and truck accident trials by forbidding mention of which company or companies were insuring the drivers at fault. HB 57 limits the times when personal injury attorneys can mention which insurance companies are involved to the opening and closing of the trial. Proponents of the bill say that juries are far more likely to award larger settlements when they know that insurance companies will be footing the bill rather than an individual. Opponents of the measure say that lawmakers are shielding insurance companies from paying out what they owe injured victims. HB 57 offers protections for insurance companies, but it does not completely shield them like SB 418 sought to do. 

Will HB 57 Lower Car Insurance Rates?

The goal of HB 57 and SB 418 as stated by lawmakers was to lower car insurance rates for Louisiana drivers. Drivers in Louisiana pay some of the highest insurance rates in the country, and something needs to be done to help lower these costs. However, neither SB 418 or HB 57 included a single sentence or any language at all regarding insurance rates. HB 57 just like its predecessor SB 418 does not mandate insurance companies to lower their rates. In fact, insurance companies can raise their rates if they can show it is necessary to provide services. HB 57 much like SB 418 is a special interest bill driven by big insurance companies. This bill does little to actually help Louisiana drivers and only hurts car accident victims. If Governor John Bel Edwards signs HB 57 into law, which he has said he will, the new law will go into effect January 1st, 2021.

You Need a Seasoned Trial Attorney

HB 57 makes trial experienced personal injury lawyers even more valuable than they already were. Don’t make the mistake of hiring a settlement mill! Murphy Law Firm has a team of highly experienced personal injury attorneys that prepare every case for trial. Our team has over 150 years of litigation experience. If you’ve been hurt in a car or truck accident, get help from Murphy Law Firm. Call us today at (225) 928-8800 to speak with a car accident attorney about your case!

The Seven Most Dangerous Intersections in Baton Rouge

Baton Rouge is a dangerous city for drivers. In fact, according to a recent study that was published, Baton Rouge is the second most dangerous city in America to drive in. Traffic congestion, poor road quality, and traffic delays are some of the biggest factors in making our Baton Rouge roads unsafe. If you want to stay safe on the roads, you need to pay attention and be aware of your surroundings. We’ve put together a helpful list of the most dangerous intersections in Baton Rouge. Drive carefully in these areas, and always stay vigilant and patient when you are on the road. 

1. Essen Lane & I-10

This is one of the busiest and most congested areas in town. There are multiple big hospitals and medical practices in this area, and there are on and off ramps for I-10. Year over year this intersection consistently has more car accidents than any other in Baton Rouge. It is not surprising if there are over 100 accidents in any given year at this intersection. Road construction, traffic delays, and heavy congestion are regular features of Essen Lane at I-10. Stay patient while driving here, and pay attention to traffic. 

2. College Drive & I-10

For college students and locals alike, College Drive is a main thoroughfare. There are multiple big chain stores like Albertsons, Walmart, and Hobby Lobby, the road is often cracked, bumpy, and full of potholes, and it is one of the main ways area residents access I-10. All of these factors lead to a perfect storm for poor traffic conditions, and a lot of car wrecks. The area surrounding the on ramps going east and west is particularly perilous since there are a number of quick stop lights, impatient drivers, and drivers merging from surrounding area parking lots.

3. Airline Highway & Goodwood Boulevard

Airline Highway is seemingly always congested, and when you combine a less than ideal road surface with an intersection with another four lane road in Goodwood Blvd, you have an area that will be prone to an increase in car accidents. Further exacerbating the accident issue at this intersection is the frontage road that has a stop sign for traffic coming up to the intersection with Goodwood Blvd. Congestion gets bad in this part of town and combined with poor road conditions and heavy traffic is a recipe for disaster.

4. Airline Highway & Old Hammond Highway

This intersection is literally the next traffic stop over from Airline and Goodwood, and it is no surprise that it is also prone to a high number of car wrecks. Airline Highway and Old Hammond Highway are both busy streets with a lot of traffic, and when these two streets intersect there is an increase in car accidents.

5. I-12 & Millerville

This intersection has a lot of heavy traffic. There are a number of restaurants, Super Target, Best Buy, and more in this area. The road conditions in this part of town are actually pretty good when compared to Airline Highway or College Drive, but congestion and heavy traffic flow at this intersection lead to a high number of accidents every year.

6. I-10 & Acadian Thruway

We are pretty familiar with this intersection since it is right outside our office! There is a little less traffic on Acadian Thruway then on College Drive, but there is still a fair amount of daily congestion around the on and off ramps of I-10 especially in the daily rush hours. Busy intersections, especially merging traffic coming on or off an interstate is always going to lead to more car accidents than most other streets. The quick succession of stop lights on Acadian right near the interstate sometimes causes traffic to back up, and when drivers get impatient they often get careless and accidents happen. Right now Acadian is even more dangerous due to a road resurfacing project that is also taking place. If you’re driving here, pay attention to the road and be patient!

7. Constitution Ave & College Drive

Our list wouldn’t be complete without at least one more intersection on College Drive. Constitution Ave intersects College Drive and has a stop light, but the light is short, and during times of heavy congestion drivers trying to turn on or cross College Drive might find themselves stuck for multiple light cycles as traffic backs up on College. This leads to impatient drivers, more reckless driving behavior, and more car accidents. Not to mention the road conditions on College Drive are already less than ideal.

As you can see most of the car wrecks in Baton Rouge occur around the interstate or the highway. It is always a good idea to pay close attention while driving in these areas. However, as we’ve seen earlier, Baton Rouge as a whole is a dangerous city to drive in. Stay vigilant on the roads and try to remain calm when you are stuck in traffic!

Baton Rouge Car Accident Attorneys

If you’ve been in a car accident in Baton Rouge, Murphy Law Firm can help you. Our personal injury lawyers have over 150 years of combined litigation experience. We are not afraid to take any case to trial if that is what it takes for our clients to receive a fair settlement. Call Murphy Law Firm at (225) 928-8800

Current Road Construction in Baton Rouge

Road construction is great for our community, and with the novel Coronavirus shutting down large parts of our city, there has never been a better time for the city to ramp up road improvement projects. Still, increased construction means there are more obstacles, potential hazards, and new traffic patterns that all have the potential to cause car accidents. Drivers need to stay vigilant in these times to avoid accidents and stay safe on the roads. We’ve put together a comprehensive list of current road improvement projects happening in Baton Rouge right now. If you have been out on the roads lately, you have probably driven through a few of these areas. Check out which areas are currently under constructions, and stay safe while you drive!

Latest Baton Rouge Road Improvement Projects 

  • Road Diet on Government Street – The lanes on Government Street are being reduced and rechanneled. This presents unique construction hazards to drivers since travel lanes are effectively being narrowed. Government Street is a busy road where people drive fast and change lanes quickly. If you are driving on Government Street be aware of the flow of traffic and reduce your speed in order to remain safe during the road diet construction here. 
  • Widening of I-10 at Highland – The interstate has long been an area many local residents would like to see improved. With current widening construction taking place on 1-10 at Highland Road drivers need to take caution when driving in this construction zone. There are workers and heavy machinery present, and drivers approaching this zone may decelerate rapidly. 
  • Resurfacing of Perkins Road – A large swath of Perkins Road was recently resurfaced on both sides of the road. The remnants of this project still remain on the sides of the road, and there is ongoing work continuing on the sidewalks and shoulder of Perkins Road. While a majority of the obstacles have been cleared, and congestion has eased, drivers should remain cautious when there are orange cones and construction workers present. Even construction off on the side of the road can increase car accidents on a busy road like Perkins.
  • Traffic Flow Improvements on Nicholson Road and Brightside – This area has some of the heaviest traffic in Baton Rouge especially when LSU is in session. Road construction has been happening primarily at the corner of Brightside and Nicholson to improve the flow of traffic in this busy area. Drivers need to be aware that traffic will slow down drastically at this intersection. Slow speeds, heavy traffic, and construction are bad combinations for traffic accidents because people get antsy and try to get out of the traffic. If you’re driving in this area remain calm, go slow, and don’t try to rush.
  • Traffic Flow Improvements on South Acadian Thruway – This is a new project that just received approval on the 26th of March, 2020. The project will improve traffic flow on South Acadian from Government Street to the interstate. Early signs point to turning lane improvements especially near the school where traffic backs up at the end of the school day. 

If you’re interested in learning more about the construction projects currently under way or about to start in your parish you can visit the La DOTD website

If You’re Hurt in a Car Accident We Can Help

Road construction increases the amount of obstacles for drivers and leads to car accidents. Car accidents in construction zones and, or, involving construction vehicles or equipment can cause a lot of damage and injuries. These car accident cases can get complicated quickly with all of the insurance companies involved. If you’ve been hurt in a car accident, get help from a personal injury lawyer. You need someone to look out for your interests. Murphy Law Firm is here to help you in your time of need. Call us at (225) 928-8800 to learn how we can help you.

Maintenance Tips From A Car Wreck Lawyer in Baton Rouge, LA

Not all accidents happen because of poor, in-the-moment decision making. Sometimes, they arise due to a problem that could’ve been easily prevented by routine maintenance. Every time you go in and ensure your car is up to date with routine maintenance, you’re ensuring that you are driving a safe vehicle. Get the information you need from a car wreck lawyer in Baton Rouge.

What Parts of My Car Will I Have to Replace Most Often?

There are pieces of our cars that need replacing every so often to avoid accidents. Here is a breakdown of what you need to do—and when—to stay as safe as possible on the road. 

  • Oil Change – Sure, this is usually far back in our minds. This is why our car will remind us when it’s low, or we’ll get a sticker with a suggested date from the last time you changed the oil. It can feel like a drag to pay upwards of $60, but it’s actually saving you from spending thousands. When you skip your oil changes, your engine can take a real beating. Eventually, it can warp from the heat or break entirely. Be aware of how much oil is in your car and bring it in for an oil change every three months or so. 
  • Air Filter – Not just because you should breathe clean air, but because these filters affect the quality of your engine and your speed. If your car is impaired, it can cause trouble not only for you but for fellow drivers in the future. 
  • Windshield Wipers – These blades need replacing every year or so in typical situations. However, as residents in a hotter climate, it’s smarter to replace them more often. If you have subpar wipers during an intense storm, there’s a big chance that you could crash into something you can’t see. When you get your windshield wipers changed out, make sure you know the size you need. You can often find this information in your owner’s manual.
  • Brake Pads – If your brake pads are worn to the metal, you can not only damage your car but have a difficult time stopping in general.
  • Battery  It may be less dangerous, but it’s still inconvenient. Don’t put yourself at risk of being stuck waiting for a tow truck or someone to come jump your battery.
  • Headlights – If you don’t often drive at night, it may come as a shock to find out that your headlights are broken. But without them, you’re a danger to everyone on the road. 

If you feel your car needs something replaced, visit your local auto shop. It’s not only important to your safety, but everyone around you as well. If you have been in a car accident, contact a car wreck lawyer in Baton Rouge you can trust. Contact Murphy Law Firm. 

Don’t Wait. Get Help From A Car Wreck Lawyer In Baton Rouge

At Murphy Law Firm, safety is one of our biggest priorities. However, even if we take care of our cars, sometimes accidents happen. If you are in a car wreck, don’t be a victim twice! Get the help you deserve from a competent car wreck lawyer in Baton Rouge. Get a free consultation or call 225-928-8800 today.