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Tort Reform Bill SB 418 Vetoed by Governor

Governor John Bel Edwards has vetoed Senate Bill 418, the Omnibus Premium Reduction Act. The bill was intended to reduce insurance premiums for Louisiana drivers, but in reality SB 418 only protected insurance companies from lawsuits while not offering any concrete promise to actually lower the rate of car insurance in Louisiana, and limited the amount of compensation injured victims would have been able to recover for their medical care. 

Here is a direct quote from the Governor’s veto letter, “It is important to note that not a single insurance company testified in committee that Senate Bill 418 would actually reduce rates. Further, the rate reduction provision in the bill is permissive, rather than mandatory, and actually allows for rate increases if insurers are able to demonstrate one would be needed.” 

The Omnibus Premium Reduction Act, SB 418, was a special interest driven bill, and it did little to nothing for the citizens of Louisiana. SB 418 was returned to the Louisiana Legislature. If two-thirds of the Senate and House of Representatives vote to approve the bill, the Governor’s veto will be overridden and SB 418 will become law. 

How SB 418 Affects Louisiana Drivers

  • Raises the statute of limitations for injury cases to 2 years
  • Lowers the jury threshold for injury cases from 50K to 5K
  • Limits the amount of compensation that can be recovered for medical bills
  • Allows judges and juries to consider seatbelt use
  • Requires lawsuits to be filed against the other driver rather than the insurance company 

The Omnibus Premium Reduction Act can still become law in Louisiana. The original bill passed both chambers of the Louisiana Legislature with enough votes to override a Gubernatorial veto. We will see in the coming days whether or not SB 418 will pass with a two-thirds majority. 

Tort Reform Makes Trial Experience Even More Valuable

The proposed tort reforms in Louisiana make trial experience even more valuable for injured victims. Settlement mill personal injury lawyers are going to have a harder time making quick settlements if the jury threshold is lowered as proposed by law. More personal injury cases will go to trial, since it will be the only way for injured victims to fight for fair compensation, and personal injury attorneys without real trial experience will be forced out of their comfort zone and into a courtroom. If you’re hurt in a car accident, hire a personal injury lawyer with an abundance of trial experience. The team at Murphy Law Firm has over 150 years of combined litigation experience, they prepare every case for trial, and are not afraid to stand up to the big insurance companies and fight for what is fair. Call (225) 928-8800 to speak with a member of the Murphy Law Firm team today!

Did I Hire a Personal Injury Settlement Mill?

Insurance companies love working with personal injury law firms that operate like settlement mills because there is very little uncertainty for them. In most instances, insurance companies save money by not going to trial. Personal injury settlement mills have the same mindset. These firms don’t want to take a case to trial because it takes a lot more time and litigation experience. Instead, these settlement mills want to get hired on a ton of cases, where they’ll settle quickly and get paid quickly. They’ll repeat this process over and over again by way of extreme marketing. If you’ve been hurt in an accident, you need an experienced personal injury attorney that will take the time to get to know you, your case, and ultimately, fight for your best interests.

How to Spot a Settlement Mill

One of the hallmarks of personal injury settlement mills is aggressive advertising. However, not all law firms who advertise heavily are settlement mills. How can you tell if you are hiring a marketer or an attorney? Here are the key factors that distinguish a settlement mill from a reliable personal injury law firm:

  • High-volume of cases (churn and earn)
  • Heavy advertising (obtaining majority of clients from million-dollar marketing campaigns)
  • Rarely ever deny settlements (insurance companies love this!)
  • Little to no case screening
  • Little to no client/attorney interaction (your case is handled almost fully by a paralegal) 
  • Resolve cases quickly (on to the next!)

Why Do Insurance Companies Love Settlement Mills?

For settlement mills, the high-volume of injury cases prevents these lawyers from spending time on a single case. They are mostly focused on getting their next lead (client). In fact, at these firms, you may never meet nor speak with the attorney representing you which plays into the hands of the insurance companies. Insurance companies don’t mind paying modest settlements for minor cases if it means that the substantial injury cases are lost in the mix, and settle for less too. Clients can’t be getting fair settlements if their compensation is based on another client’s settlement. In the end, injured victims may suffer while settlement mills get richer and big insurance companies save money.

Hire a Personal Injury Attorney with Trial Experience

If you want to avoid settlement mills and get the compensation that you deserve for your injuries, you need to hire a personal injury attorney that has an abundance of trial experience. Personal injury lawyers who have the trial experience and the ability to thoroughly review a case will understand a case’s true worth and will get better settlement terms on average. You should never feel pressured by your attorney to take a settlement offer, especially if you think it isn’t fair. Beware of settlement mills that may offer an incentive to settle quickly at the first offer. Typically, they will offer to lower their fees if you take a quick settlement. The end goal for settlement mills is to close cases fast and open new ones even faster.

The best advice for injured victims is to ask questions and consult with a few different personal injury attorneys before you choose who will represent you. If you make a quick choice based on the number of advertisements you’ve seen, you will likely end up in a settlement mill. At Murphy Law Firm we prepare every case for trial. The insurance companies know our team will not back down and take a quick settlement offer. Call us today at (225) 928-8800 to set up a consultation with our team.

What is a Personal Injury Settlement Department?

Are you confused by the status of your personal injury case? Why is your case being handled by the firm’s settlement department? What is a settlement department? Am I getting the best possible representation for my injuries? These are all questions and concerns you may have following an accident. Settlement departments are an all too common part of personal injury law. You may not know that your case is being handled in this way. 

Does My Personal Injury Attorney Have a Settlement Department?

This is an important question you need to ask your attorney before you retain them to represent your interests. Settlement departments are staffed by lawyers with little to no trial experience. These departments aren’t designed to represent the best interests of injured victims. They are designed to make the firm a ton of money. A personal injury settlement department is looking to make a quick settlement, avoid trial, and move on to the next case. Personal injury settlement departments are no better than insurance companies when it comes to representing the rights of injured victims.

I Got Paid Fast! What is the Problem with Settlement Departments?

The problem is you were probably entitled to more money than you received, but since you settled quickly, your injury claim was undervalued. Additionally, the extent of your injuries might not be completely clear at the time of settlement. If it turns out your injuries are more extensive than initially thought, or that your recovery time will be a lot longer than you imagined, you can no longer recover compensation for those medical bills or missed work and wages. However, the main issue with settlement departments is that they signal a willingness to settle to the insurance companies.

Does My Personal Injury Lawyer Have Trial Experience?

You better believe that insurance companies keep score. These companies know which attorneys will settle cases quickly and which attorneys are willing to take a case all the way to trial to get fair compensation for their clients. Personal injury attorneys with settlement departments in their firm will not get great settlement terms from insurance companies. Why? Insurance companies know lawyers with settlement departments are just as averse to actually going to court to fight a case as they are. Therefore, they offer settlements that make both parties happy, but leave the injured victim hanging high and dry in the middle. Most personal injury cases will settle before they make it to court, but attorneys with a reputation for taking cases to trial get better settlement offers from insurance companies because they know if they don’t offer fair compensation they will have to spend a lot more money going to court. 

Murphy Law Firm doesn’t have a settlement department, and we never will. Every single personal injury lawyer on our team is ready to take your case to trial if that is what it takes to secure fair compensation for you. We have over 150 years of combined litigation experience, and the insurance companies know we are not afraid to go trial. If you’ve been hurt in an accident feel free to contact us to discuss your case with a personal injury attorney. Don’t leave money on the table by settling for a personal injury lawyer who will stick your case in their settlement department.

Proposed Louisiana Tort Reforms and How they Affect Injured Victims

Recently, Louisiana Senate Bill 418 passed through both the Senate and the House of Representatives. The bill is waiting on the signature of Governor John Bel Edwards to become law although SB 418 has the votes needed to override a potential veto. Proponents of the bill say that these tort reforms are necessary to reduce insurance rates for Louisiana drivers, which are among the highest in the country. Opponents of SB 418 however, point out that no specific rate cuts are promised by the bill, too many concessions are given to insurance companies, and that injured victims are left with fewer options for recovering compensation. Let’s take a closer look at SB 418 the Omnibus Premium Reduction Act of 2020

Five Ways Injured Victims Will be Affected by SB 418

1. Longer Statute of Limitations 

Currently in Louisiana, injured victims have one year to file a lawsuit after their accident. As a result, a number of lawsuits are filed every single year just to protect an injured victim’s rights. SB 418 proposes to raise the prescription, or statute of limitations, on injury cases from one year to two. This is one aspect of the bill that both opponents and proponents agree on. With extra time to negotiate a fair and reasonable settlement there should be less lawsuits filed with the court. This aspect of the bill will help injured victims, especially ones who require extensive medical treatment. Now that there is more time to file a lawsuit the full extent of a victim’s injuries and medical bills can be more accurately known and accounted for. 

2. Lower Jury Threshold 

The jury threshold refers to the amount of damages sought in order to get a trial in front of a jury. Currently, Louisiana has the highest jury threshold in the country at $50,000. SB 418 aims to lower the jury threshold figure to $5,000. If the bill passes the jury threshold figure will likely end up being greater than $5,000, but $5,000 is what the bill proposes. The way this will affect injured victims is two-fold. First, with a lower jury threshold the courts will be swamped with more cases and the process will take longer, essentially delaying any possible settlement or justice. Second, if the threshold is lowered, more cases will go to trial, and some of the most popular baton rouge personal injury lawyers don’t have any real trial experience. If you hire a personal injury attorney who doesn’t have trial experience, you will probably not do well in court or get the compensation you need to recover from your accident. 

3. Limit Recovery for Medical Bills

The way SB 418 is currently worded injured victims would only be able to recover compensation for actual medical payments made. Right now, Louisiana law allows injured victims to recover compensation for what health care providers typically charge rather than what they actually paid out. The problem with changing this aspect of tort law is that health insurance rarely covers all of the costs associated with medical care. By limiting a victim’s ability to recover compensation for medical services and treatments, injured victims might end up having to pay money out of their own pocket for injuries that were caused by the fault of someone else. Legislators are working on wording that would allow courts to consider the payments left uncovered by health insurance policies, but as SB 418 is currently written, injured victims would be left high and dry when it comes to recovering compensation for medical bills. 

4. Require Lawsuits to be Filed Against the Other Driver 

Currently, lawsuits can be filed against insurance companies in personal injury cases. SB 418 seeks to change this so that injury lawsuits would be filed against the other driver in car accident cases and not the insurance company. This part of the bill is what insurance companies really want. They want to hide themselves and their coverage from the jury. The popular thought is that juries are more likely to hammer an insurance company for compensation than an individual. If lawsuits can no longer be filed against insurance companies in accident cases, injured victims will likely receive less compensation for their injuries. 

5. Allow Judges and Juries to Consider Seatbelt Use

Finally, SB 418 would also allow judges and juries in Louisiana to consider reducing an injured victim’s damage awards if they were not wearing a seatbelt. Supporters of this language claim that injured victims shouldn’t benefit from breaking the law. The major flaw with this idea is that it will be nearly impossible and very costly to know what extent of the injuries a victim sustained were caused by not wearing a seatbelt. In the end, this portion of the bill will only hurt, and victim blame, injured parties in an effort to save insurance companies more money annually. 

Realistically, SB 418 is a bill pushed by big business and the special interests of insurance companies. The claim is that this legislation will lower car insurance costs for Louisiana drivers, but no specific figures or language is written to guarantee this. In the end, it will be up to insurance companies to decide how much to reduce their rates if at all. 100 of the 144 Louisiana state legislators received a combined total of $508,000 in campaign contributions from the Louisiana Association of Business & Industry and insurance industry political action committees (PACs). These groups are very interested in the passage of SB 418. 

Baton Rouge Personal Injury Attorneys with Trial Experience

It is likely that SB 418 will be signed into law soon. If and when it becomes law, trial experience is going to be very important in personal injury cases. Murphy Law Firm has over 150 years of combined litigation experience. We are not afraid to go to court, and we prepare all of our cases with the expectation that it will go to trial. Not all attorneys are skilled in the courtroom! Make sure you check to see if your personal injury attorney has trial experience before you choose them to represent you. Call Murphy Law Firm at (225) 928-8800 for a free consultation!

Elmiron Use Linked to Severe Eye Damage

Elmiron (pentosan polysulfate sodium) is a widely used and prescribed drug that is designed to treat chronic and severe bladder and pelvis pain caused by interstitial cystitis. It is estimated that over 1 million Americans suffer from this condition, and Elmiron happens to be the only FDA approved drug to treat it. This medication has been used for decades to treat the pain associated with chronic interstitial cystitis, and now recent data has shown that long-term use of this medication causes severe eye damage. 

A recent study, conducted at Kaiser Permanente in California, found that 25 percent of their patients who had significant exposure to Elmiron showed signs of retina damage. What makes the retinal damages caused by Elmiron toxicity so troubling is that they masquerade as typical degenerative eye conditions that become more commonplace as people age. Additionally, since Elmiron has always been thought of as safe to take with little to no side effects, some patients ended up taking more Elmiron year after to year to mitigate and soothe the pain caused by their chronic IC. 

Dr. Vora of Kaiser Permanente had this to say, “It’s unfortunate. You have a patient with a chronic condition like interstitial cystitis, for which there is no cure and no effective treatment. They get put on these medications because it’s thought to have few side effects and few risks, and no one thinks about it again. And year after year, the number of pills they’re taking goes up and up.” There is good news for people taking Elmiron. If you stop use of the drug early enough, you can avoid retinal damage. If the Elmiron toxicity becomes severe it can lead to permanent vision loss. 

Reported Injuries Linked to Elmiron Use

We’ve compiled a list of all of the reported eye injuries linked to Elmiron use. The current prescription warnings do not mention potential macula, retina, or other eye damages at all. As more people come forward and additional lawsuits are filed, there may be more injuries that come to light. 

  • Vision Loss
  • Vision Blurring
  • Vision Impairment
  • Degenerative Maculopathy
  • Macular Retinopathy
  • Macular Dystrophy 
  • Pigmentary Maculopathy 
  • Halo Vision
  • Unilateral & Bilateral Blindness 
  • Retinopathy

You Can File a Lawsuit Against Elmiron

Elmiron’s manufacturer, Janssen Pharmaceuticals Inc, never warned users that the medication could lead to retinal and other eye issues. If you’ve been taking Elmiron, you could have a case! If you’ve been taking Elmiron, you need to visit your doctor and ophthalmologist, voice your concerns, and get a vision test to see if any damage has been done to your eyes. Don’t stop using medication without speaking to your doctor first. 

If your vision has been damaged by Elmiron use, get help and stand up to Janssen Pharmaceuticals Inc. The personal injury lawyers at Murphy Law Firm have over 150 years of combined litigation experience. We’ve stood up to big companies before, and if you or someone you love has been hurt by Elmiron, we can help you too! Call Murphy Law Firm at (225) 928-8800 to speak with a personal injury attorney and get a free consultation on your case.

Seven Reasons You Should Hire a Personal Injury Lawyer

Accidents occur daily, and everyday people get hurt, or worse, killed. Serious accidents not only result in costly medical bills, but also result in lost wages and untold amounts of emotional suffering. Accident victims may feel like they have no lifeline. Insurance companies either don’t provide the benefits they should, or they trick you into signing away your rights for some fast cash. After you’ve been hurt in an accident, the right thing to do is consult with a personal injury lawyer. You have probably seen personal injury billboards and commercials, but do you really know the benefits of hiring a personal injury attorney? Here is a compelling list of reasons you should hire a personal injury lawyer after you have been hurt.

  1. No Upfront Fees – Almost every personal injury lawyer works on a contingency basis. This means if you don’t win your case, they don’t charge you. If you do win, their fees come out of the settlement. It costs you nothing to consult with a personal injury lawyer after your accident. Why not get an expert’s opinion on your case? 
  2. Bigger Settlements – Even after fees, on average, you are likely to receive a far larger monetary settlement when you have legal representation than when you don’t. Insurance companies like to pay and make cases go away quickly before they are held to the full extent of their legal obligations. A personal injury lawyer who knows the in’s and out’s of the law can ensure you get what you deserve under the law. 
  3. Trial Experience – If your injury attorney can’t get you a fair settlement, they can take your case to trial and fight for the compensation you deserve. In America, it is your right to represent yourself, but odds are you won’t stand a chance against the lawyers for the insurance companies.
  4. Support Staff – A personal injury case requires a lot of time and effort gathering evidence like medical records and accident reports, and communicating with insurance adjusters and defense lawyers. How can you recover from your accident, try to get back to work, and manage all of the aspects of your case? A personal injury lawyer has a support staff that helps them gather all evidence and communicate with the other parties involved in your accident so you can focus on getting your life back together. 
  5. Impartiality – When an accident affects you or a loved one, it can be hard to see and think clearly about the next steps forward. When you have a personal injury lawyer representing you, they can help you stay objective and ensure that you don’t make any rash decisions especially when it comes to taking settlements. Insurance companies always try to settle for less. A lawyer will help you hold them accountable. 
  6. Alternative Avenues of Resolution – Quick settlements and lengthy trials are not the only two paths to resolving your injury case. A skilled personal injury attorney can help you navigate the complicated legal waters and may think it is in your best interest to choose an alternative dispute resolution such as arbitration or mediation. The upside of these proceedings is that they are not typically as lengthy as court proceedings. You could save time, money, and emotional distress by pursuing resolution through these alternative channels. 
  7. Familiar with Insurance Companies – Insurance companies are constantly trying to minimize their liability and legal obligation. A skilled personal injury attorney not only has experience dealing with insurance companies and their representatives, but they also are familiar with all of their tricks. 

There is no downside to speaking with a personal injury lawyer about your case. Initial consultations cost you nothing, and if you don’t win your case, most lawyers will not charge you anything. What do you have to lose? Get help for your injuries before your medical bills, lost wages, and pain and suffering consume your life. If you need help from a personal injury lawyer, reach out to Murphy Law Firm to learn more about the potential for your case.

The Big Questions About Workers Comp

Workers’ compensation ensures you aren’t out in the cold the second a work injury occurs. Workers’ comp is presented in weekly wages. With these wages, you can cover medical bills, recover lost wages, and more. However, there are a lot of small nuances insurance companies use to take advantage of you. Get answers to the big questions concerning workers comp from the premier workers comp attorney in Baton Rouge.

Workers’ Comp FAQs

  • What should I do when I get hurt at work? No matter if you’re hurt or not, you should always report workplace accidents to your employer. 
  • How long do I have to file my claim? Each state has different regulations for how long you have. But in Louisiana, you have a year from the date of the injury to make your claim. 
  • What if I wasn’t at work when I got hurt? As long as your injury was because of work, workers’ comp is available to you.
  • Why was my workers’ comp denied? There are a number of reasons why you might have been denied. For example, if your injuries are your fault or if you were violating company policy. 
  • Does workers’ comp cover long-term issues? If your problems stem from overuse or misuse due to work, you could receive benefits. Problems such as chronic back pain, lung disease, or similar can count. You just need proof of these issues being work-related.
  • Can I see my own doctor? Rules concerning this differ state-to-state and also depend on your employer’s insurance policy. But in Louisiana, workers can generally see their own doctor. However, you also need to see a physician chosen by your insurance. If you do want to see your personal physician, be sure to discuss things with your employer first.
  • How do they calculate workers’ comp? The weekly benefit you receive actually depends on a number of factors from your job. But in most cases, this wage is determined by multiplying daily wage by the number of days worked in a full year and then dividing by 52. Say you worked 156 days and made $50,000. 50,000 divided by 156 is 320.51. This number is the daily wage. Multiply by 260, or the number of days a full-time employee would work in a year, and you have 83,333.33. Divided by 52, this number is $1,602.56. That’s how much you’d have in a week on workers’ comp.

If you happen to have more questions for our team about how workers’ comp works, give us a call at Murphy Law Firm! We’re the choice workers’ comp attorney in Baton Rouge.

Get In Contact With A Workers’ Comp Attorney In Baton Rouge!

At Murphy Law Firm, our goal is to make sure you’re not a victim twice. If you’re having an issue with your workers’ compensation, give us a call at (225) 928-8800 or send us a message. We’ll give you a free consult so we can better understand your case. Get the money you deserve with help from Murphy Law Firm.

Don’t Go In Alone. Get A Personal Injury Lawyer In Baton Rouge!

There’s a popular saying in the world of lawyers: “He who represents himself has a fool for a client.” In fact, even most lawyers wouldn’t step into the courtroom to defend themselves. Why is that? Discover why representing yourself is not a good choice and get a personal injury lawyer in Baton Rouge for your case. 

Inexperience

In law school, we go through numerous practice cases to prepare for the day we step into court. Even for the smallest of cases, there are procedures and laws the defense and prosecution need to know. Not being familiar with these could have disastrous outcomes. For example, even if you know you’ve done no wrong, a skilled lawyer could bend things their way and make it seem as if you were the guilty party. Don’t be a victim twice. 

On the other hand, ignoring court procedures could be even worse. By going to court and refusing to answer questions, you’re held in contempt of court. Simply put—a pair of handcuffs are in your future. With the right aid, you could win your case and avoid an unfair night in jail.

Becoming Too Emotional

On the off chance you actually know what you’re talking about, you’re far too emotionally invested in your own case. When you’re emotional, there’s a higher chance you’ll make mistakes or have emotional outbursts. These outbursts hurt your case in the long run and make it harder to win. But with a skilled lawyer by your side, you can relax while they calmly navigate the case. You can leave your legal worries your lawyer. 

There’s Only You And The Court

Professionalism is at its highest standard in the courtroom. That’s why we’re always in our suits. Because it’s a serious business, the court expects everyone to come ready. Without a lawyer, there’s no buffer between you and the court. Not only that, but your judge and jury have no pity for you, nor will they help you out. In these situations, it can feel like it’s you against the world.

You Might Become Your Own Downfall

Because it’s only you, there’s a chance your inexperience could lead to a slip of the tongue. Rather, something incriminating could emerge and you’ll suddenly find yourself with a number of bills and a lost case. Before every case, lawyers run through every shred of evidence. And—because they’ve gone through years of training over what to say and not to say—your lawyer won’t say something to incriminate you. Do yourself a favor and get a personal injury lawyer in Baton Rouge to avoid facing the insurance companies alone.

Get A Great Personal Injury Attorney In Baton Rouge With Murphy Law Firm

Don’t fly solo and don’t become a victim twice! Get yourself a personal injury attorney in Baton Rouge so you have the best chances with your case. If you have any questions for us about why you should get a lawyer, give us a call at (225) 928-8800. Although, if you’re ready to talk about your case, send us a message for a free consultation with one of our law professionals. We can’t wait to help with your case.

What Information To Tell Your Attorney After A Motorcycle Accident

Did you know that motorcyclists run the risk of harm every time they get on the road? That is why it is extremely important to know what needs to be conveyed to your attorney in case an accident occurs. 

First and foremost—correctly identifying injuries is an important foundational step in the development of a case. So, focusing on medical recovery and correlating treatment should stay top of your mind after an accident. Unfortunately, there are biases when it comes to riding a motorcycle that directly affects the outcome of many injury cases. Identifying the cause of the accident is also a crucial measure in the beginning stages of a case. If you or a loved one is in a motorcycle accident, make sure to consult with the experienced team at  Murphy Law Firm to understand your legal options.

Identifying The Causes Of A Motorcycle Accident

In the beginning stages of a case, it’s imperative to identify the cause of the motorcycle accident. This information can determine if an insurance adjuster can cast blame on you or not. Do yourself a favor and make sure to keep the following in mind while on the road:

  • Other Drivers: It often goes without saying—but being mindful of other drivers is crucial in limiting vulnerability on a motorcycle. 
  • Road Conditions: Conditions of the road can be the difference in a routine Sunday ride and a horrific weekend accident. While riding, stay aware of your surroundings and the weather to limit the probability of an accident occurring. 
  • Keeping Up With Maintenance: Maintaining your vehicle is important for the safety of yourself and others while on the road. If anything goes wrong that you could’ve prevented with routine maintenance, that changes everything. 

All of these factors are critical for any motorist to keep in mind, no matter if they drive a motorcycle or not. Above all, remember staying a responsible rider on the road helps any confusion when determining liability in the unfortunate event of an accident.

Why Do You Need A Lawyer?

Some feel they can represent themselves even if evidence points in their favor. While it looks like it may save you a few bucks, this choice will most likely hurt you in the long run. The law, especially within Louisiana, is often difficult to discern. That being the case, having a lawyer experienced in motorcycle accident claims is a valuable asset to have. Properly understanding your legal options after an accident is why you need a lawyer like Peyton Murphy in your corner. Before there becomes a doubt in liability make sure to ask for a free consultation from Murphy Law Firm.

Contact Murphy Law Firm After A Motorcycle Accident

In the event of a motorcycle accident, contact our team at Murphy Law Firm online or by calling 225-928-8800. After all, you don’t want to become a victim twice! Don’t allow an insurance adjuster to dictate the fate of your motorcycle accident. Reach out to our legal staff to get the peace of mind you need to focus on your recovery. 

Get Help From The Right Workers Comp Attorney In Baton Rouge

When injuries at work occur, it’s often difficult to figure out the next steps. It’s even more of a headache trying to find the right workers comp attorney in Baton Rouge when there are so many to choose from. Start the process off right by finding an attorney who doesn’t have a gimmick. If you are victim of a serious injury at work, then get a serious attorney at Murphy Law Firm. Our professionals work hard so you don’t become a victim twice.

What Is Workers Compensation?

During the commotion of a workplace injury, it’s easy to lose sight of your rights and what workers compensation actually is. According to the Louisiana Workforce Commission, workers compensation is whereby an employee who is injured on the job may be entitled to certain benefits. This can include medical care, indemnity wage benefits, rehabilitation services, and/or death benefits. 

But what injuries do workers compensation cover? Under the Louisiana Workers’ Compensation Act, the law covers both mental and physical injury of individuals. To be specific, mental injuries must be the result of a physical injury or of an extraordinary stress-related incident connected to employment. In either case, both need clear and convincing evidence for validity in court. 

A frequently asked question we get often is “If I am part-time, does The Workers’ Compensation Law cover me?” Most employees in Louisiana are covered the day they begin employment no matter if they are part-time, seasonal, or minors. The exemptions to this law are domestic employees, most realtors, public officials, uncompensated officers, and directors of non-profit organizations. 

At the end of the day, get yourself a professional attorney who understands the in’s and out’s of the Louisiana Compensation Act. Don’t become a victim twice and schedule a free consultation with Peyton Murphy today!

Types Of Workers’ Comp Claims

Law isn’t often simple. So get the knowledge you need from professionals like us. For example, there are various workers’ compensation claims within this area of law that you should be aware of. 

  • Vocational rehabilitation benefits helps enable functional, psychological, cognitive, and emotional disabilities. 
  • Temporary disability is a short term disability that affects you usually for days, weeks, months, or a couple of years. The result is an eventual recovery from the disabling condition.
  • Permanent disability is described as a lasting impairment that remains after a worker has been treated and allowed time to recover. 
  • Supplemental earnings are compensation paid to an employee in addition to regular wages. This often includes sick leave, severance, back pay, commissions, overtime pay, bonuses and retroactive wage increases. 
  • Lump sum payments fall under a single payment of money, as opposed to payments made over time. 
  • Third-party claims are made by a defendant during the course of legal proceedings. Usually with intent of enjoining an individual or entity involved in the original action to perform a related duty. 
  • Medical benefits are the monthly fair market value of benefits provided to an employee and the employee’s dependants under the major medical, dental, and vision plans sponsored and maintained by the employer. 
  • Death benefits are paid annuity or pension usually within a lump sum to the designated beneficiary of the deceased and are not subject to income tax.  

Now that you are aware of these claims, discover your options by consulting with a workers’ compensation attorney in Baton Rouge. Give us a call at Murphy Law Firm.

Peyton Murphy Is The Right Workers Comp Attorney In Baton Rouge

Contact a great workers compensation attorney in Baton Rouge when you get in contact with Murphy Law Firm. Feel free to call our team at 225-928-8800 to speak to one of our specialists about your case. Don’t settle for less than you deserve when you are injured on the job! Get the help you need today.