The Big Questions About Workers Comp

Workers’ compensation ensures you aren’t out in the cold the second a work injury occurs. Workers’ comp is presented in weekly wages. With these wages, you can cover medical bills, recover lost wages, and more. However, there are a lot of small nuances insurance companies use to take advantage of you. Get answers to the big questions concerning workers comp from the premier workers comp attorney in Baton Rouge.

Workers’ Comp FAQs

  • What should I do when I get hurt at work? No matter if you’re hurt or not, you should always report workplace accidents to your employer. 
  • How long do I have to file my claim? Each state has different regulations for how long you have. But in Louisiana, you have a year from the date of the injury to make your claim. 
  • What if I wasn’t at work when I got hurt? As long as your injury was because of work, workers’ comp is available to you.
  • Why was my workers’ comp denied? There are a number of reasons why you might have been denied. For example, if your injuries are your fault or if you were violating company policy. 
  • Does workers’ comp cover long-term issues? If your problems stem from overuse or misuse due to work, you could receive benefits. Problems such as chronic back pain, lung disease, or similar can count. You just need proof of these issues being work-related.
  • Can I see my own doctor? Rules concerning this differ state-to-state and also depend on your employer’s insurance policy. But in Louisiana, workers can generally see their own doctor. However, you also need to see a physician chosen by your insurance. If you do want to see your personal physician, be sure to discuss things with your employer first.
  • How do they calculate workers’ comp? The weekly benefit you receive actually depends on a number of factors from your job. But in most cases, this wage is determined by multiplying daily wage by the number of days worked in a full year and then dividing by 52. Say you worked 156 days and made $50,000. 50,000 divided by 156 is 320.51. This number is the daily wage. Multiply by 260, or the number of days a full-time employee would work in a year, and you have 83,333.33. Divided by 52, this number is $1,602.56. That’s how much you’d have in a week on workers’ comp.

If you happen to have more questions for our team about how workers’ comp works, give us a call at Murphy Law Firm! We’re the choice workers’ comp attorney in Baton Rouge.

Get In Contact With A Workers’ Comp Attorney In Baton Rouge!

At Murphy Law Firm, our goal is to make sure you’re not a victim twice. If you’re having an issue with your workers’ compensation, give us a call at (225) 928-8800 or send us a message. We’ll give you a free consult so we can better understand your case. Get the money you deserve with help from Murphy Law Firm.

Get Help From The Right Workers Comp Attorney In Baton Rouge

When injuries at work occur, it’s often difficult to figure out the next steps. It’s even more of a headache trying to find the right workers comp attorney in Baton Rouge when there are so many to choose from. Start the process off right by finding an attorney who doesn’t have a gimmick. If you are victim of a serious injury at work, then get a serious attorney at Murphy Law Firm. Our professionals work hard so you don’t become a victim twice.

What Is Workers Compensation?

During the commotion of a workplace injury, it’s easy to lose sight of your rights and what workers compensation actually is. According to the Louisiana Workforce Commission, workers compensation is whereby an employee who is injured on the job may be entitled to certain benefits. This can include medical care, indemnity wage benefits, rehabilitation services, and/or death benefits. 

But what injuries do workers compensation cover? Under the Louisiana Workers’ Compensation Act, the law covers both mental and physical injury of individuals. To be specific, mental injuries must be the result of a physical injury or of an extraordinary stress-related incident connected to employment. In either case, both need clear and convincing evidence for validity in court. 

A frequently asked question we get often is “If I am part-time, does The Workers’ Compensation Law cover me?” Most employees in Louisiana are covered the day they begin employment no matter if they are part-time, seasonal, or minors. The exemptions to this law are domestic employees, most realtors, public officials, uncompensated officers, and directors of non-profit organizations. 

At the end of the day, get yourself a professional attorney who understands the in’s and out’s of the Louisiana Compensation Act. Don’t become a victim twice and schedule a free consultation with Peyton Murphy today!

Types Of Workers’ Comp Claims

Law isn’t often simple. So get the knowledge you need from professionals like us. For example, there are various workers’ compensation claims within this area of law that you should be aware of. 

  • Vocational rehabilitation benefits helps enable functional, psychological, cognitive, and emotional disabilities. 
  • Temporary disability is a short term disability that affects you usually for days, weeks, months, or a couple of years. The result is an eventual recovery from the disabling condition.
  • Permanent disability is described as a lasting impairment that remains after a worker has been treated and allowed time to recover. 
  • Supplemental earnings are compensation paid to an employee in addition to regular wages. This often includes sick leave, severance, back pay, commissions, overtime pay, bonuses and retroactive wage increases. 
  • Lump sum payments fall under a single payment of money, as opposed to payments made over time. 
  • Third-party claims are made by a defendant during the course of legal proceedings. Usually with intent of enjoining an individual or entity involved in the original action to perform a related duty. 
  • Medical benefits are the monthly fair market value of benefits provided to an employee and the employee’s dependants under the major medical, dental, and vision plans sponsored and maintained by the employer. 
  • Death benefits are paid annuity or pension usually within a lump sum to the designated beneficiary of the deceased and are not subject to income tax.  

Now that you are aware of these claims, discover your options by consulting with a workers’ compensation attorney in Baton Rouge. Give us a call at Murphy Law Firm.

Peyton Murphy Is The Right Workers Comp Attorney In Baton Rouge

Contact a great workers compensation attorney in Baton Rouge when you get in contact with Murphy Law Firm. Feel free to call our team at 225-928-8800 to speak to one of our specialists about your case. Don’t settle for less than you deserve when you are injured on the job! Get the help you need today.