Workers’ compensation ensures you aren’t out in the cold the second a work injury occurs. Workers’ comp is presented in weekly wages. With these wages, you can cover medical bills, recover lost wages, and more. However, there are a lot of small nuances insurance companies use to take advantage of you. Get answers to the big questions concerning workers comp from the premier workers comp attorney in Baton Rouge.
Workers’ Comp FAQs
- What should I do when I get hurt at work? No matter if you’re hurt or not, you should always report workplace accidents to your employer.
- How long do I have to file my claim? Each state has different regulations for how long you have. But in Louisiana, you have a year from the date of the injury to make your claim.
- What if I wasn’t at work when I got hurt? As long as your injury was because of work, workers’ comp is available to you.
- Why was my workers’ comp denied? There are a number of reasons why you might have been denied. For example, if your injuries are your fault or if you were violating company policy.
- Does workers’ comp cover long-term issues? If your problems stem from overuse or misuse due to work, you could receive benefits. Problems such as chronic back pain, lung disease, or similar can count. You just need proof of these issues being work-related.
- Can I see my own doctor? Rules concerning this differ state-to-state and also depend on your employer’s insurance policy. But in Louisiana, workers can generally see their own doctor. However, you also need to see a physician chosen by your insurance. If you do want to see your personal physician, be sure to discuss things with your employer first.
- How do they calculate workers’ comp? The weekly benefit you receive actually depends on a number of factors from your job. But in most cases, this wage is determined by multiplying daily wage by the number of days worked in a full year and then dividing by 52. Say you worked 156 days and made $50,000. 50,000 divided by 156 is 320.51. This number is the daily wage. Multiply by 260, or the number of days a full-time employee would work in a year, and you have 83,333.33. Divided by 52, this number is $1,602.56. That’s how much you’d have in a week on workers’ comp.
If you happen to have more questions for our team about how workers’ comp works, give us a call at Murphy Law Firm! We’re the choice workers’ comp attorney in Baton Rouge.
Get In Contact With A Workers’ Comp Attorney In Baton Rouge!
At Murphy Law Firm, our goal is to make sure you’re not a victim twice. If you’re having an issue with your workers’ compensation, give us a call at (225) 928-8800 or send us a message. We’ll give you a free consult so we can better understand your case. Get the money you deserve with help from Murphy Law Firm.